Tumkur, Mysore, Dharwad districts are the first beneficiaries
Karnataka is all set to roll out the direct cash transfer scheme, a
flagship programme of the Centre, in Tumkur, Mysore and Dharwad
districts from January 1.
Under the scheme, subsidies, wages, scholarships, social security
pensions under various government-funded schemes are to be directly
credited to the beneficiaries’ bank accounts to avoid delay, plug
leakages and ensure transparency.
While preparations are almost complete in two districts, there are some last-minute arrangements still to be dome in Dharwad.
All the banks are taking the required steps to ensure the launch of the
scheme, M.G. Sanghvi, chairman and managing director, SyndicateBank, and
chairman, State Level Bankers’ Committee (SLBC) for Karnataka, said.
The Centre has identified 11 districts in south India for the scheme. In
the first phase, the scheme will be launched in 43 pilot districts of
18 States. From April 1, 2013, it will be launched in other districts in
the 18 States.
The Union Finance Ministry is directly monitoring the implementation of the scheme.
Linking Aadhaar
“All the banks, in association with Line departments in the three
districts have taken steps to open the accounts of various beneficiaries
under different schemes on a camp approach with mission mode, and also
are in the process of linking Aadhaar numbers to accounts,” Mr. Sanghvi
said.
Addressing the 123rd meeting of the SLBC here on Monday, he said banks
have conducted door-to-door surveys in their respective service
area/wards for opening one account per family based on the electoral
roll.
Banks are also taking the help of reputed NGOs in this regard.
The stress is given not only for opening one account per family but also
for ensuring that all the beneficiaries under the various schemes
identified for implementation, with effect from January 1, 2013, have
accounts and Aadhaar numbers are linked to the CBS account, wherever
available.
Financial inclusion
Highlighting the theme of SLBC for the current fiscal, Mr. Sanghvi said
the banks have achieved 100 per cent coverage of all the 3,395 unbanked
villages of over 2,000 population.
Under the population group of 1,600 to 2,000 as per 2001 Census, 1,562
villages in the State, under Swabhimaan Financial Inclusion Plan, have
been allocated to the banks based on the gram panchayat model, of which
banks have already appointed business correspondent agents for 272
villages up to December 20, 2012.
He also requested the participating banks to provide banking outlets in
the remaining villages as early as possible and to extend the required
financial services to achieve meaningful and holistic financial
inclusion.
Under the Urban Financial Inclusion, the lead district managers have
already allocated wards to the banks in urban areas and the SLBC has
allocated wards to banks in Bangalore metro. Mr. Sanghvi said 38
unbanked villages, with a population of 5,000 and above, have been
allotted to the concerned service area banks for opening brick and
mortar branches, of which banks have already opened branches in 30
villages up to November 2012.
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